FHA Loans

What Are FHA Loans?

FHA loans help people that might not be qualified for a conventional loan. The loans are backed by the Federal Housing Authority (FHA) and are distributed by FHA-approved loan providers like us. .

An FHA loan can help you if you are a low-income or middle-income earner. The FHA loan can also help you if you don’t have a large down payment to put down on your property. You should note that the better your credit score, the less you are required to put down.

FHA Loan Requirements at a Glance

The FHA offers a variety of loan programs based on different needs, however they all require the following.

• A credit score of at least 500.
• You will need a 10% down payment with a 500 -579 credit score.
• If your credit score is 580 and above, you can put down 3.5%. .
• You must purchase FHA insurance to qualify for the loan..

How to Get an FHA loan

We will need to assess your situation to determine which FHA loan is right for you. Contact our team now for a free consultation..

Get Started on Your FHA Loan

Contact our team for a free consultation.

Contact Us